DISCRETIONARY PORTFOLIO MANAGEMENT

What is Discretionary Portfolio Management?

Discretionary Portfolio Management, which is Medina's expertise, is a service given to those clients who wish to invest their money and let a professional portfolio manager make the decisions about the portfolio on their behalf. The portfolio manager will manage client's portfolio by deciding the composition of funds in the portfolio and decide how the portfolio will be rebalanced to ensure that the client has the best allocation of securities that maximises return while minimising volatility.

Who can make use of Discretionary Portfolio Management?

 

Discretionary Portfolio Management can be used by both private individuals and corporate investors. In fact, Medina does not only cater for High Net Worth Individuals and there is no limit on the minimum amount that can be invested. That being said, the more is invested, the more one will be able to reap the benefits gained from the diversification that can be implemented within the portfolio.

What are the fees?

In order to fulfil one of Medina's promises to its clients, that of always putting them first, the annual fees charged are highly competitive. Additionally, they are mainly based on the portfolio's performance. This serves as an incentive for Medina to generate the highest returns possible to its clients, as if the performance benchmark is not surpassed, no performance fees will be charged. Moreover, Medina does not charge any exit fees or any fees related to the ongoing rebalancing of the portfolio or any switches.

What are the Investment Strategies used?

When opting for this service, the client can either choose an Income Strategy (receive regular income from the interests received on the investments) or an Accumulator Strategy (the interests are added to the portfolio to be reinvested). This will depend on various factors such as age, investment objectives and other financial commitments.

Furthermore, the portfolio is constructed according to the risk appetite of the client, which can range from cautious to adventurous. When one is cautious more fixed income instruments are chosen over equity, and vice versa for clients who are in a position to take on a more adventurous approach.

What are Investment Portfolios made up of?

Medina works with 18 international top fund houses with billions of assets under management. These fund houses include, but are not limited to, BlackRock, Janus Henderson, Franklin Templeton, Pictet and Vanguard. Due to the high levels of diversification found within these funds, default risk is greatly decreased and profitability margins are thus augmented. (Note: Nonetheless this does not guarantee that the capital invested is secured).

Additional information

Clients are free to either invest one lump sum and top up any additional funds in the future, should they wish to, or either invest in instalments, say monthly or quarterly. Upon investing with Medina, clients are continuously receiving reports and valuations to always be in the loop on what is happening within their portfolio. Clients can also contact Medina's team any time to request such reports at no extra charges. 

Waves

MAIN POINTS

  • No limit on the minimum amount that can be invested

  • Highly competitive fees, mainly based on portfolio performance

  • No exit fees, switching fees and rebalancing fees

  • Income or Accumulator Strategy

  • Portfolio construction based on the risk appetite of the client

  • Work with 18 international fund houses

  • Invest a lump sum or in instalments 

  • Constant communication with the client

55, Level 2, Dawret ix-Xatt, Xgħajra XJR 1201, Malta

info@medinam.com   |   27 033 650

© 2020 by Medina Asset Management

Medina Asset Management is authorised and regulated by the Malta Financial Services Authority and is licenced to conduct investment services in Malta. 

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